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---From the Louisiana State Insurance Commissioners Medicare Supplement Comparison Guide, pg. 15
One of the most crucial aspects of a Medigap or Medicare Supplement policy is the strength of the company behind it. Many local hospitals and health organizations will offer their own senior care programs. This acts as a limit to the financial stability of the program as local conditions may adversely affect their strength. It also reduces the treatment options by limiting the Doctors and treatment facilities available for your use.
United American allows the policyholder to use the Doctor and Hospital of your choice anywhere in the country. If you decide to move your place of residence, you don't have to worry about obtaining coverage in your new area, your Medicare Supplement moves right with you anywhere in the country.
By using the Doctor of your choice and the Hospital of your choice, you have unrestricted access to the finest medical care available.
Gaps in Medicare Coverage filled by a Medicare Supplement
Part A :
Deductible $812.00 per period. Coinsurance $203.00 a day for days 61-90 $406.00 a Day for Days 91-150 All charges after 151 Days
Skilled Nursing Facility Coinsurance $101.50 a day for Days 21-100 All costs after 101 Days
Part B:
Deductible: $100.00 Annual Coinsurance usually 20% Excess Charges all charges All charges in foreign country | 
